Bad Credit Car Finance
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We are specialists in the field of Car Credit for car finance only, so if you are looking for your next car whether you've been turned down in the past or not we can source you the best finance deal.

Wee don't sell cars we simply provide the car finance, giving you the freedom to choose the Car and Dealer you want!!

Submitting Details...

Step 1 of 3

Request car loan

How much would you like to borrow? Over how many years?   Please select1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years   Purpose of loan? Current residential status? Please selectDebt ConsolidationHome ImprovementCarHolidayWeddingOther   Please selectHome Owner - With a mortgageHome Owner - No mortgagePrivate Tenant - FurnishedPrivate Tenant - UnfurnishedLiving with parentsOther   What is your monthly income? (including any benefits) Your employment status?   Please selectEmployedSelf-employedUnemployedHome-makerStudentRetiredOther   Proceed to step 2.

Step 2 of 3

About your loan

You qualify for two types of loan. Select either: Homeowner Loan Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible. Unsecured Loan Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.   Estimated value of your property?   Your current mortgage balance?       Where will you buy your car? Please selectA DealerPrivate SaleI'm Undecided   What is the total value of money you owe to companies?   Do you owe money to 3 or more companies?     YesNo   What is your monthly rent/mortgage payment?   Your living arrangements?     Please selectSingleLiving with PartnerSingle & 1 ChildSingle & 2 ChildrenSingle & 3 ChildrenSingle & 4+ ChildrenWith Partner & 1 ChildWith Partner & 2 ChildrenWith Partner & 3 ChildrenWith Partner & 4+ Children   Your date of birth?   Do you have adverse credit? (if yes, we can still help) --12345678910111213141516171819202122232425262728293031--JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember----1991199019891988198719861985198419831982198119801979197819771976197519741973197219711970196919681967196619651964196319621961196019591958195719561955195419531952195119501949194819471946194519441943194219411940     YesNo   Proceed to step 3.

Step 2 of 3	About your loan
Based on your information we recommend you speak to a personal debt adviser. They will offer you advice on: Whether a loan is your best option Consolidating your debts Reducing the amount you owe How to freeze your interest payments Protecting you from creditors Proceed to step 3.

Step 3 of 3	Your details
First name: Last name:     Phone number: Alternate phone number:     E-mail address:   First line of current address: Current postcode:     Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

Finished

Thank you for your enquiry. Your adviser will be in touch with you shortly.

• Do I have to pay any fees or charges?
  We do not charge any fees for our services. As a licensed credit broker we earn income directly from our lenders. The majority of our lenders charge an acceptance or documentation fee plus final payment Option to Purchase fees. Such fees will be clearly documented on any quotation which we provide to you and will also be clearly stated on your finance agreement.
  
  
• Is my information was secured online?
  Yes ! we used secured page to protect your privacy and information.
  
  
• When will I find out if I have been accepted?
  Usually within twenty four hours of making your application and often faster. You will be contacted by SMS message (if you provide a mobile number in your application) and also by e mail plus written Acceptance Letter.
  
  
• How long is my offer valid for?
  For thirty days although an extension can usually be arranged if your vehicle purchased is delayed for any reason.
  
  
• Can you help me find a car?
  Yes!. If you cannot find the type of car you are looking for, please ask us as we have relationships with approved dealers across the UK who will be pleased to help you.
  
  
• What should I do when I’ve found a car?
  Contact Us!. We will take you through a quick and simple process over the telephone that will give you the benefit of a HPI and independent price validation check.